There are times when we get into some urgency and need cash, maybe our expenditure this month was a little high or maybe you remember it’s someone’s birthday and you are out of money.
Well, in cases like these Albert and apps like Albert help us as we can borrow cash advances before our paycheck to get things sorted.
Therefore in this article, we have listed the 9 best apps like Albert. Go through all of them to get your hands on the one that suits you best.
Contents
What is Albert?
Albert is a mobile banking app that helps you manage your finances and banking things, also is an app that offers you instant cash advances before your next paycheck. The application says it has better ways of banking, saving, budgeting, and investing to help you upgrade and lift.
It helps you get a cash advance of up to $250 from your next paycheck. Yeah, there are no hidden fees, interest, or any credit check so you can take a seat back and don’t worry about penalties and stuff.
9 Best Apps Like Albert For Cash Advances
Here are the best apps like Albert for instant cash advances.
1. Affirm
The first one in our list is Affirm and yeah this isn’t exactly one among apps like Albert, however, it’s pretty nice and is more like a buy now pay later one.
With Affirm you can buy items and pay them back at your own pace. Affirm has no hidden fees or any late fees so that you don’t get into any trouble. For daily purchases, you can go for an Affirm debit card or you can also opt for a debit+app for 0% APR.
One can choose or select stuff from their favourite stores and simply select affirm at checkout. Also, you can open a savings account with no minimums or fees. Get more things you love staying financially fine with convenient paying.
2. Dave
Dave is another one among apps like Albert and is certainly a nice one to consider. With this app, you get access to advance cash as well as banking.
If you need help recovering a bill or paying anything small, getting instant cash is useful and with Dave, you can get a small advance of up to $250 and once you get your paycheck you can pay them back. Over 10 million people are using Dave and you will have access to instant cash 2 days earlier than a paycheck.
Dave has no credit check and no interest and it also gives you a credit building opportunity and this one’s free for Dave banking members. Also, there are no ATM fees from 32000 MoneyPass ATMs, no overdraft fees, and no minimum balance with Dave banking. One can also find a small side job from Dave.
3. Acorns
And now on the third spot of apps like Albert, we have Acorns which is again a nice one for banking matters and also has the thing of getting cash advances.
Acorns tagline says “save and invest” and it suits it very well. Acorns is more of a banking app rather than an instant cash one however it does help you in the long run. One can get paid 2 days earlier if they set up direct deposit into Acorns checking.
It will take not more than 5 minutes to create investment, retirement, or checking accounts for you and your family. You simply have to invest $3 or $5 a month. It is one of the trusted apps that is supported by CNBC and leading investors. Also, there are no hidden fees and you get access to fee-free 55000 ATMs.
4. Brigit
Brigit is yet another great app to bring your finances on track when they are not. This one’s also quite popular and can be considered a decent one in this list of apps like Albert.
If you are in the urgency of paying some bills or buying anything for a home that isn’t much heavy then apps like Albert or Albert help us as they provide cash advances. With Brigit, you get up to $250 to sort the issues for the time being and lift yourself.
Brigit doesn’t impose any interest, hidden fees, or tips while paying back and gives you instantly. One can also bring their credit score up to 60 points and they don’t even ask for a credit check or any upfront deposit. One can also get clear insights into their spending habits and can also discover new opportunities to earn more.
5. Earnin
Earnin is a great one in this list of apps like Albert and this is better than the above ones in some cases like you can get up to $500 per paycheck. You can get paid the same day you work without waiting for weeks to get your salary.
With Earnin you can receive $100 per day and $500 per paycheck. Like other apps above there are no hidden fees, interests, and also no credit checks. Also, you have to pay what you think is fair between $0-$15. You simply have to connect your bank account and debit card.
With Earnin you can also track your financial calendar and you will be backed up by 24/7 customer support. You will get instant bank deposits and will get updated to avoid bank overdraft fees. Not to forget you can also win cash prizes of up to 10 million.
6. MoneyLion
MoneyLion is also an interesting one among apps like Albert and is more of a mobile banking app. With MoneyLion you can save, invest, borrow, and grow yourself.
You can borrow cash advances up to $250 and get paid 2 days early into your direct deposit. Don’t worry about monthly fees, interest, or credit checks as there is nothing here.
Generally, with MoneyLion your repayment will be scheduled on your next deposit date. There is also a credit-builder plus loan to borrow around $1000, yeah there are certain criteria for that to be eligible. CBPs loans have fixed rates from 5.99% APR to 29.99% APR.
Moreover, the app has an easy-to-use interface and definitely should be visited if you are looking for apps like Albert.
7. CreditKarma
Credit Karma is again a distinguished name in this list of apps like Albert and will certainly not disappoint you anyway. This app mostly looks after your finances and helps you build your credit score with its free credit scores and reports and take control of it and see what affects it.
One can also connect with government stimulus programs, loan options, debt relief opportunities, and many more.
One can also get free credit card monitoring, alerts regarding various offers before applying for personal loans. With credit Karma, you will have a high yield savings rate, no fees, and when you make a deposit you will get a monthly chance of being rewarded up to $20000 instant karma cash. Credit Karma is used by 100 million members and has many more features that you can utilize.
8. Possible Finance
And now on the 8th spot, we have Possible Finance which is also known for building you financially and uplifting you through tough times. The app allows you to avoid or pay costly overdraft fees, build credit and get access to affordable money with ease in minutes.
Well, there’s no credit check with this app too and the good thing is you can borrow up to $500 and pay them back in instalments as per your convenience. Instalment loans of Possible Finance are better than payday loans or even cash advances, as they certainly will build your credit score as they provide positive credit history.
It is available in states like California, Florida, Texas, Ohio, Washington, Idaho, Iowa, Louisiana, and a few more. With multiple payments and rescheduling options given, repayments here are flexible.
9. Chime
And here comes Chime, which is no less than other apps mentioned above. Chime is also pretty popular and is used by many and Banking with Chime is quite easy and simple.
Once you set up direct deposit, you can get paid up to 2 days earlier, which says that it always has your back, no annual fees or hidden fees, interest so that you can build credit history easily, one will also get fee-free overdraft up to $200.
There’s no minimum or monthly fees, no transaction fees, and you also get 60000+ fee-free ATMsat stores like 7-Eleven, CVS, etc. A New secured credit card will help you build your credit score by an average of 30 points. With automatic savings features, you can set money aside and let it grow with 0.50% APY.
Conclusion
Above were some of the best apps like Albert and all of them are pretty popular and can be trusted. See which ones are available in your city and those whose features are more for you, choose that one.
Hope you found the article helpful, and let us know if you have any questions in the comment section.